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Should I Switch?
Mid-term break analysis. Enter the client's mortgage, model any rate scenario.
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Current Mortgage
Lender
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TD
RBC
BMO
Scotiabank
CIBC
National Bank
HSBC
First National
MCAP
RMG
Merix
Lendwise
CMLS
Marathon
Strive
RFA
Tangerine
Simplii
Manulife
Neo Mortgage
Equitable Bank
Home Trust
B2B Bank
Bridgewater Bank
Community Trust
Haventree
ICICI Bank Canada
RFA Alternative
Optimum Mortgage
Peoples Trust
HomeEquity Bank
Wyth Financial
Strive Aspire
Desjardins
Meridian
DUCA
Alterna
Access Credit Union
BlueShore Financial
Kootenay Savings
Other
Mortgage balance
Current rate
Type
Fixed
Variable
Original term
1 year
2 years
3 years
4 years
5 years
Renewal date
Remaining amortization (yrs)
i
Deal type
i
Conventional
Insurable
Insured (CMHC)
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Switching Options
Roll penalty into new mortgage
i
No upfront cost, added to balance
Prepayment before breaking
i
Don't prepay
$10,000
$25,000
$50,000
Maximum (15%)
Custom amount
Switching costs (legal / appraisal)
i
Options to Compare
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×
Rate %
Term
6mo
1yr
2yr
3yr
4yr
5yr
Amort (yrs)
×
Rate %
Term
6mo
1yr
2yr
3yr
4yr
5yr
Amort (yrs)
×
Rate %
Term
6mo
1yr
2yr
3yr
4yr
5yr
Amort (yrs)
Calculate
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Search a client to auto-fill, or enter manually. Full penalty analysis with scenario comparison.