Should I Switch?
Mid-term break analysis. Enter the client's mortgage, model any rate scenario.
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✏️ Manual Entry
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Current Mortgage
Lender
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Mortgage balance
Current rate
Type
Fixed
▼
Original term
5 years
▼
Renewal date
Remaining amortization (yrs)
i
Confirmed penalty (optional)
i
Deal type
i
Conventional
▼
▸ Show optional fields
Switching Options
Roll penalty into new mortgage
i
No upfront cost, added to balance
Prepayment before breaking
i
Don't prepay
▼
Switching costs (legal / appraisal)
i
Options to Compare
⚡ Best Rates
+ Add
×
Rate %
Term
5yr
▼
Amort (yrs)
×
Rate %
Term
3yr
▼
Amort (yrs)
×
Rate %
Term
5yr
▼
Amort (yrs)
Calculate
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Search a client to auto-fill, or enter manually. Full penalty analysis with scenario comparison.