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Copy-paste scripts for every client situation. Click to copy!
Master the art of the renewal conversation
Use when: Client has tight monthly budget, payment drop is significant ($150+/mo)
Lead with: "I can drop your payment by $X per month starting next month"
Handle objection: If they say "but what about the penalty?" – show them break-even in months
Use when: Net benefit is $5K+, client thinks long-term
Lead with: "You'll save $X over this term – that's money in your pocket, not the bank's"
Handle objection: If they say "my payment goes up" – show total interest saved over term
Use when: 0-4 months to renewal
Lead with: "Your renewal is in X weeks – let's make sure you don't just sign whatever they send you"
Handle objection: If they say "I'll just renew with my bank" – show the rate difference cost over 5 years
Use when: Years saved is 2+, client values being mortgage-free
Lead with: "Keep your same payment and be mortgage-free X years sooner"
Handle objection: If they say "I'd rather have lower payments" – offer both options
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| Client | Assigned to | Lender | Balance | Rate | Type | Maturity | Term | Funded | Address | Contact | Status | Action |
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Choose a useful list. Your full mortgage details are included.
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Preview what your Morning Brew email looks like today
Your personal and brokerage information. This appears on emails, PDFs, and client-facing pages.
These appear in Morning Brew emails, client PDFs, share pages, and your Grade My Mortgage profile.
Share Grade My Mortgage with referral partners. Each script includes your personal link.
View Scripts for PartnersControl which mailbox sends broker-authored emails, then build the signature clients see at the bottom.
Choose Gmail, Outlook, or RateGuard for broker-authored emails. Campaigns, verification, Brew, and system emails continue through RateGuard.
Up to 3 clickable links shown on a single line at the bottom of your signature. Leave blank to skip.
This is exactly what your clients will see at the bottom of every email.
Your daily email that surfaces the most actionable opportunities in your book.
When you want your Brew to land. Times are in your local timezone.
Going on vacation? Pause Morning Brew. It auto-resumes the morning you pick.
Give your team access to view your book, send emails, and generate PDFs under your brand.
Upload your book, connect your CRM, or both. We auto-detect formats from every major broker platform.
Your subscription and payment method.
Monitor and maintain your client data
Mortgage record
This mortgage will be hidden from active My Book and campaign audiences. It will not be deleted.
These records appear to be the same client. Choose which record to keep and resolve any data conflicts below.
Your mortgage book at a glance
| Client | Lender | Balance | Rate | Maturity | Status | Actions | |
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Instagram-ready content with your real data
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Everything you need to start closing deals from your book today.
Every client in your book gets scored based on three factors: how much they can save, how quickly the penalty pays for itself, and how close they are to renewal. That score becomes a priority level.
A simple weekly cadence that keeps your pipeline fresh without burning you out.
Ready-to-use scripts for every situation. Edit the bracketed parts to match your client, then copy and send.
Every number on an opportunity card means something. Here is how to read them and what to say to clients.
Built-in tools that help you close deals faster. Every tool generates shareable content with your branding.
Track every client from first contact to funded deal. Actions you log on cards drive the entire flow.
Open any opportunity card and click the action buttons at the bottom. Every action is timestamped and tied to your login (or your team member's).
Tap any section to expand it. Everything you need to know about each part of the portal.
Answers to the things brokers ask most often.
Features that work in the background to keep your pipeline moving. Most of these are already running for you.
Watch at your own pace. These are the same videos from your onboarding emails, all in one place.
Every email your clients and leads receive — exactly as they see it. Click any card to preview.
Triggered when a consumer grades their mortgage at grademymortgage.ca or a partner page
You get this the moment someone grades their mortgage. Grade, lender, rate gap, and savings — ready to call.
The consumer's report card. Grade badge, rate comparison, savings amount, and your contact details. All 5 grade tiers.
For employer and referral partners (healthcare networks, realtors). Their branding up top, your contact info at the bottom.
Automated emails sent to enrolled clients on a schedule or trigger
Your flagship email. Every enrolled client gets a personalized grade every month — A+ through F, plus renewal and B-lender variants.
Auto-sent when a client's grade improves or declines. Grade transition, what changed, and a prompt to act while the window is open.
How a BoC decision lands for a fixed-rate client: rate is locked, payment unchanged, with renewal-timing context.
Variable client whose payment moves with prime (e.g. Scotiabank). Shows the exact new payment and monthly savings.
Variable client whose payment is fixed, so amortization shifts (e.g. TD). Explains what a cut means for their term.
Drip sequences tied to key mortgage milestones
Drip 1 of 4. The day after funding: warm congrats, sets the expectation for ongoing monitoring, introduces the client portal.
Drip 2 of 4. One-month check-in: making sure everything settled smoothly and the first payment went through.
Drip 3 of 4. Three months in: first progress numbers (principal paid, balance) and a reminder you're watching their rate.
Drip 4 of 4. The hand-off into ongoing monitoring: from here, they hear from you whenever rates or their grade move.
Calculate exact break costs and explore refinance scenarios with live Canadian mortgage math
| Field | Current | Submitted |
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Choose 1-3 options to include in the report. The system will format it perfectly.
For the most accurate analysis and hands-free updates, connect your CRM so your book stays current automatically.
We verify your key before saving it securely, then import the deals you choose below. Nightly sync becomes active once that import publishes.
Your Scarlett credential was verified and saved securely.
Questions? Email support@rateguardpro.ca
We import only deals that belong to the account you confirm below.
Nothing below is in your book yet. Confirmed deals are added right away; removed deals are never added.
Stored encrypted. First book import lands within 48 hours and we'll email you the moment it's live.
Your Filogix API key is saved securely.
Questions? Email support@rateguardpro.ca
TMG's submission platform. Stored encrypted. First book import lands within 48 hours and we'll email you the moment it's live.
Your Hurricane API key is saved securely.
Questions? Email support@rateguardpro.ca
Shows on your PDFs, emails, and client pages.
One-time confirmation before you dive in
Your portal is ready. Now let's bring in your clients so you can start finding opportunities.