Re-enable Feature Tips
See helpful tips again as you explore
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As you click around the portal, helpful tips appear explaining each feature. Reset them to see them again:
- Training new assistants — they'll see tips as they explore
- Forgotten features — rediscover what each button does
- Quick refresher — tips appear in context when you need them
Tips will appear as you interact with features.
Find my best opportunities today
HOT / WARM / WATCH explained in 30 seconds
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🔥 HOT
Reach out this week
Renewing ≤8mo, saving $300+/mo, or breaks even in <6mo
📈 WARM
Worth a call
Solid savings ($150+/mo) or renewing within a year.
👀 WATCH
Monitor
Math works but isn't urgent. Rate shifts could bump them up.
The Score (0-100): Within each tier, we rank by urgency + savings potential. Your best opportunities are always at the top. Just work down the list.
Reach out to a client
Copy-paste scripts for every situation
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Hey [Name],
I ran your mortgage through my rate monitoring system and found something worth sharing.
The numbers:
• Potential savings: $[X]/month
• Net benefit over term: $[Y] (after penalty)
• Break-even: [Z] months
I've got a one-page breakdown ready that shows exactly how this works. Reply "send it" and I'll forward it over.
[Your Name]
Hey [Name],
Your [Lender] renewal is coming up in about 6 months.
Here's what you should know:
• We can lock rates up to 120 days early (protects you if they rise)
• [Lender] will send you an offer, but it's rarely their best rate
• A 10-minute comparison could save you thousands
I've already pulled the current rates. Reply "send it" and I'll show you exactly what's available vs what [Lender] will likely offer.
[Your Name]
Hey [Name],
Quick update: your mortgage is in my rate monitoring system.
I ran the numbers this week and the math doesn't favour a move right now, which is good - you're in a solid spot. I'll keep watching and reach out the moment that changes.
If anything shifts on your end (refinancing, new property, etc.), let me know.
[Your Name]
Hey [Name],
Following up on the mortgage opportunity I sent over. Quick recap:
• $[X]/month in savings
• Math works even after the penalty
I can jump on a quick call or message this week to walk through it. Let me know what works.
[Your Name]
💡
Lead with monthly savings. "$247/month" hits harder than "$18K over 5 years."
Understand an opportunity card
What every number means
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👁️
Show example card
Marcus & Jennifer Thompson
TD Canada Trust
5.89%
→
4.29%
🔥 HOT
Insurable
38mo left
Penalty
$12,847
Commission
$3,750
Monthly Savings
$412
$18,393 over term
1
Priority badge — HOT/WARM/WATCH tells you when to act
2
Rate comparison — Their current rate → your best available rate
3
Penalty — What they'd pay to break (we calculate using lender-specific methods)
4
Monthly savings — Lead with this number. It's concrete.
5
Commission — What you earn if this closes
Calculate a penalty / test a rate
See if a deal makes sense before you pitch it
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Test rate:
%
🟢
GO — Clear win. Send the message.
How to use: Open a client's card → enter the rate you think you can get → see instantly if it works. On conversations, keep this open and answer "what if I got 4.5%?" in real-time.
💡
Break-even rate is shown on each card. Any rate below that = the deal makes sense. For detailed penalty calculations, use the Penalty Command Centre tab.
Generate a PDF for a client
One-click client-ready materials
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1
Open any card
2
Click "Generate PDF"
3
Check your email
The PDF includes their numbers, the savings breakdown, and your branding. It's sent to you first so you can review before forwarding to the client.
Track my pipeline
NEW → WORKING → FUNDED
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🆕
NEW
→
🔥
WORKING
→
✅
FUNDED
NEW = haven't reached out yet
WORKING = conversation started
FUNDED = deal closed, commission earned
Move cards when you take action. This keeps your Morning Brew clean and prevents re-surfacing clients you've already handled.
WORKING = conversation started
FUNDED = deal closed, commission earned
Move cards when you take action. This keeps your Morning Brew clean and prevents re-surfacing clients you've already handled.
Features you might not know about
Morning Brew, Client Check-Ins, Penalty Command Centre
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Morning Brew
Sent every weekday morning — a prioritized list of up to 5 actions: new opportunities, penalty drops, urgent renewals, and smart follow-up prompts. Read it with your coffee, know your day. Customize in Settings.
Client Check-Ins
Send clients a short link to verify/update their mortgage info. They confirm what changed, you get accurate data without awkward phone conversations. Find it in Settings → Client Check-Ins.
Penalty Command Centre
Standalone calculator for any mortgage — not just your book. Great for new leads or quick quotes. Uses lender-specific penalty methods (Discounted IRD for Big 6, Bond Yield for Equitable, etc.).
Your move
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Finding your #1 opportunity...